Ok I am on week 4 of my 12 week challenge. I have just added my receipts up, I knew I was over budget from my mental calculations, but hadn't realised how much I had gone over. I am not despondent because I have enough main meals to last the month and my freezer is fairly full. I have quite a lot of tinned goods and pasta and rice.
An overspend. I took my eye off the ball this week, I have scoured the receipts and there have been a few unnecessary purchases, but also some things that will keep for the following weeks.
Thanks to the good weather DH has been cycling to work and I have been walking so well under budget. I took my parents for a hospital appointment this week which is about 10 miles away. They gave me £10 for petrol - I hate taking money from them but they were insistent and say it's cheaper than a taxi. So I deducted this from my petrol expenses for simplicity.
This is good, haven't bought a single thing other than groceries and petrol which will certainly help towards grocery overspend. Note my misc budget was £20. As part of my October challenge I have reduced this to £10 as I thought £20 was a bit on the high side.
Christmas fund £0/£15
Won't put anything away this week because of grocery overspend.
Total Christmas fund £40